Avoiding employment failure: advice for graduates

As a graduate, you could argue that failure is a result of finding a profession that is unsuitable. Though you can grow to enjoying certain jobs, the chances are that if you entered a job through sheer lack of a better option, this probably isn’t the right path for you, unless you end up getting especially lucky.

Graduates are ten a penny today, so in order to be successful it’s important to find ways to separate yourself from the rest. There are various ways of achieving this, but in order to prevent finding yourself at a disadvantage when you finish, it is important to initially address how you are going to approach your degree and why.

This stems from realizing why you are going to study the degree you’re considering, and researching potential job paths available for once you have completed your education. If you can find an appropriate career path that suits your personal preferences, then this justifies your choice to study the degree you are considering. Though your preferences can change over time, and often things begin to fall in place once you begin covering a subject, it’s important to have a view of future employment from the beginning, and also during the time period when you are studying.

Once you have made a worthwhile decision regarding which degree to study, there shouldn’t be a moment when you aren’t thinking about how you are going to apply elements of this course to industry. The reason you are at a University is to learn transferable skills, so the most important consideration during your study is how you are going to use what you are learning now to create a lucrative career for yourself.

Below are three tips you can consider in order to successfully find a job.

Broaden your Horizons

You are not strictly limited to finding jobs within a close distance of your home. Although the prospect of relocating in order to satisfy your employment needs can be daunting, it is important to balance whether you want to be happy in a new location or potentially unhappy where you are currently. It will be an incredible coincidence if the perfect job for you is just around the corner, and even moving abroad for work can be a great adventure.

Save Money

When you are applying for a job, it is important to have enough money in your reserves for what can be a reasonably lengthy process. Finding the ideal job overnight is almost impossible, so to avoid settling for an inferior role in order to pay the bills, make sure you have enough money to prevent you rushing your job search.

Study for a Master’s

Master’s degrees are arguably becoming the new Bachelor’s. You can greatly enhance your education through choosing to study for a Master’s, and thus be significantly more attractive to recruiters. It is now possible to study at Virtual Universities, which allow you to study a Master’s from the comfort of your own home. This is a great prospect for those whose learning style fits this environment, and Business graduates can elect to study a VU’s MBA degree online to further their understanding and create a profitable career.

Questions You Should Ask About a University

You’re thinking about going back to school, but you aren’t too sure as to where you should go. There are so many colleges and universities out there today that it can be a huge question mark when it comes time to narrowing down your options and weighing the advantages and disadvantages of each institute. Here are some of the questions you should ask about a university or college in order to gain a clearer understanding of its value, mission, reputation, and more.

What is Student Life Really Like?

First and foremost, you can’t trust those brochures and pamphlets that come in the mail because they only show you the glossy and attractive side of college life. While some of the content on these brochures may be accurate, the real deal will come once you are an actual student on campus. Be sure to make a wise decision, one that is well thought out and researched. It is in your best interest to schedule a meeting with the school and get a tour of the campus and classrooms from a current student. Even though many colleges and universities employ bubbly and outgoing students to tour perspectives around the place, it will help to see first-hand what students on campus are actually doing. Get a glimpse at real college life, and you may feel better prepared to handle it once you legitimately enroll in a program!

How do Alumni Fare After Graduation?

One of the things that sets Rutgers University apart from the competition is that we are dedicated to helping students find employment even before they graduate. Whether you choose more traditional classes or you learn via RU Online, our faculty is trained, experienced, and highly skilled in their job areas. They urge their students to push themselves out of their comfort zones, establish connections and professional networks, and work on developing strategies, skills, and techniques that will take them further in their careers. Before you choose a particular college or university, be sure to inquire about what alumni are up to right now. Have they gone on to well-paying and respectable jobs? What is the graduation and success rate? Crunching some numbers will help you get a better idea of what you can expect after you graduate and receive your degree.

Who Teaches the Courses Here?

Finally, pay attention to the faculty and staff at the school, because they are the ones who will be helping to define your college experience. Schools will often offer background information on their professors and faculty, and usually this information is readily available on the school’s website. It would definitely be worth checking out where the professors went to school, what they studied, and what they were doing before they started working as a college professor. The more you know, the better a decision you can make about pursuing higher education and obtaining your Master’s degree. RU Online and our brick and mortar campus is full of professional networks, learning experiences, and unforgettable memories that you will carry with you for your entire life.

Boynton Beach Real Estate Market: Real Estate and Market Trends

Settled in the midst of the eastern shore of the Florida Panhandle, the city of Boynton Beach is a mainstream destination for both vacationers and sprouting innovation undertakings. With a deluge of cash entering the city from everywhere throughout the world, the Boynton Beach economy has figured out how to beat that of Florida and the country. All things considered, the Boynton Beach real estate market has the backing of a few important pointers. Lodging costs stay reasonable, and reliable salary patterns keep on favoring neighborhood demographics. In every way that matters, the Boynton Beach Real Estate is heading in the right bearing.

Like most urban areas in the condition of Florida, the Boynton Beach real estate market got hit hard by the retreat. As of late as 2012, the middle deals cost bottomed out at about $113,000. Towards the end of the main quarter of this current year, deals costs achieve upwards of $224,000. Much all the more promising is the possibility of future appreciation. Specialists foresee deals costs to keep on increasing.

The Boynton Beach Real Estate Market is progressively moderate. The genuine draw, be that as it may, are the rebates given by the zone’s bothered property market. The Boynton Beach real estate market is as of now home to more than 5,600 properties in some condition of abandonment. Shockingly, bothered properties are spread genuinely even between pre-abandonments, barters, and bank-claimed properties.

Speaking to a little more than 35 percent of the territory’s troubled business sector, homes planned to be put available to be purchased have declined 38.1 percent in the most recent year. Both bank-possessed and pre-abandonments, in any case, have expanded through the span of 12 months, now speaking to 37.1 percent and 27.6 percent individually. When all is said and done, dispossessions in the Boynton Beach Real Estate Market have just expanded an unassuming 1 percent in the most recent year. In any case, these properties offer a great deal of chances toward the Boynton Beach land contributing market.

Once more, Boynton Beach real estate keeps on staying reasonable, yet nothing can coordinate the costs offered by the bothered stock. Non-bothered properties are offering for an average of $136,500, which is well underneath the national standard. In any case, if that wasn’t sufficient, properties in trouble are offering for more than 12 percent less, or $118,900. That is a common reserve fund of almost $18,000 per property. The reserve funds are sufficient to crest the enthusiasm of even suspicious Boynton Beach land speculators.

It additionally wouldn’t hurt the Boynton Beach real estate contributing group to know where to look. The zones getting the most consideration are Century Village and Pineapple Park/Ibis, with normal posting costs of $40,312 and $619,138. Different neighborhoods to watch out for include:

Its a well-known fact that Boynton Beach real estate putting is in a decent place. Truth be told, the whole condition of Florida brags a lot of chance to contribute. Florida drives the nation on the whole money deals, with 51.8 percent of all business utilizing money exchanges. Boynton Beach is a major purpose behind that number. Fifty-nine percent of the considerable number of homes purchased in the Boynton Beach lodging business sector were acquired with money, enough to arrive the city second on the rundown. Just Philadelphia, at 60.7 percent, had more money purchasers.

Boynton Beach waterfront

The appropriation of lodging stock is vigorously for property holders, as 53.4 percent of the city’s homes are claimed. Another 31.3 percent are leased, and the staying 15.2 percent are empty.

Around 13 percent of the considerable number of home loans in the Boynton Beach Real Estate Market is reprobate, which is more than twice as much as the national standard. The United States lodging market has a reprobate home loan rate of around 6.3 percent. Likewise higher than the national average is the percent of property holders that owe more on their home loan than the house is right now worth. About 23 percent of those that have a home loan in Boynton Beach are submerged.

An ideal opportunity to exploit the upset business sector is close by. Zillow anticipates that home costs will increment by as much as 1.7 percent in the following year. That is the 12.7 percent they have expanded in the most recent year. Rebates are now beginning to decrease.

The People You Need to Hire for House Flipping

r20A few years ago, house flipping became a big business. It became so big that there had been more than five reality shows about house flipping and these shows rated high on viewership. In 2015, house flipping is still a very profitable real estate business, which you can get into if you have enough capital. House flipping is basically buying an abandoned house, renovating it then selling it at a good price. If you are interested in getting into the house flipping business, you need to know the people you should hire in order to help you from start to finish.

1. A reliable architect

Architects may be well-known as house designers, but they are also good in checking the state of a building-whether it is well-built, strong and whether you can change some parts of the house without sacrificing stability. Having an architect in your team is an advantage to your flipping business because some of your competitors may not have their own architects. Choose an architect who has a good record and who is willing to do the job based on your budget.

2. A good interior designer and decorator

It’s hard to sell a house if the interior is not well-designed. That is why you definitely should hire an interior designer. Interior designers are artists whose canvas is the interior of buildings. They will help you find the best color to paint the walls, placement of the furnishings and the decorations to make the house attractive to prospective buyers. In order to avoid conflicts about the look of the home interior, make sure the interior designer you choose is someone you feel comfortable with and has the same taste as you when it comes to decorations.

3. A fast renovation company

When choosing a renovation company to do the actual repair and remodeling of the house you are flipping, you have to ensure that they have enough qualified workers who can work fast so you can get your investment back fast. Remember, you have competitors in this business too and if they finish their house faster than you do, they may steal away your potential client. However, don’t sacrifice quality for speed too or else no one will trust you again. Remember, a renovation company with high-quality and efficient builders is what you want.

4. Real estate broker

Having a real estate broker is optional, but is advised. Real estate brokers have the necessary knowledge about finding possible buyers as well as connections that can help them find people looking for homes. The real estate broker you choose should be someone you can trust, and this person should have no past or present involvements in any disputes. You can check on your city for list of real estate brokers who are licensed for this job.

Comparative Market Analysis or Commercial Value Analysis for Real Estate Buyers and Sellers

r19Using a third-party source to understand the value of a real estate property is strongly recommended for most real estate purchases and sales, but appraisals can be costly and often time-consuming. The element of time is important when others are making offers for a property you wish to purchase; or when it’s important for you to list a property for sale in a timely manner and at the right price. Obtaining a clear understanding of the value of a specific property prior to ordering an appraisal is, therefore, a key for the successful sale or purchase of real estate. This will enable you to make a well-informed and intelligent decision concerning the property.

Consider the source! While it is helpful to obtain an estimate of value from the listing broker or agent, it is strongly advisable to obtain an estimate from a third-party entity that is not related in any way to the proposed transaction or the property, for obvious reasons. An unbiased opinion of value can be fast, professional, very affordable (less than $20 in many cases), and can help you establish the right price to list your property or to purchase a property effectively.

For residential properties, the comparative market analysis (CMA) report assesses comparable properties within the immediate market to obtain the value of the subject property. The commercial value analysis (CVA) examines the income, expenses, taxes, vacancy rate, capitalization rate and other financial information of income-producing properties to obtain the market value of the property as an investment or performing asset. Both approaches can be extremely accurate methods of real estate property valuation if performed correctly. They are also much more affordable and are typically obtained much faster than appraisals.

While both of the above approaches can be performed by the consumer, non real estate professionals, the buyer, or the seller themselves; it is always advisable to obtain a report of value from a third-party, unbiased, real estate professional because a third-party report can be a much more effective tool for financing, listing, purchase price negotiations, prospecting, development planning, etc. There are a number of free online sources that can assist in assessing comparable properties in your market that are currently for sale and/or have recently sold; However, a professional, third-party CMA or CVA can help establish a clearer understanding of the actual value of the subject property within its specific market. A third-party valuation report is advisable for comparing the value provided by the seller, listing broker or your own real estate agent. It is also useful when establishing a price to sell your property, and when considering any purchase, sale, investment, or development planning for any and all real estate properties.

The Power of Real Estate Signs

r18Over the ages of professional real estate signage has played an important part. Passersby are attracted by signs and people who are looking for the houses can find them easier. People frequently go out on the weekends to look at houses with for sale signs hanging in front of them. While that is happening less and less the real estate sign still holds power and very few companies have changed them over the years.

Coldwell Banker uses a white background sign with a blue logo that is easy to distinguish from most other signs. Over the years little has changed about this sign. A new 3D sign was released not too long ago but only the effect of the design is changed, the core elements remain the same. The only major real estate company that you could confuse a Coldwell Banker sign with is Windermere. Windermere signs also use a white background but the text is also displayed on that white background. What makes it easy to confuse for a Coldwell Banker sign is the blue backgrounded for sale label that runs across the top of the sign.

Sotheby’s sign is relatively close to both Coldwell Banker and Windermere’s sign but just in the fact that it uses white and blue. The Sotheby’s sign is blue with white text. In complete contrast Keller Williams uses an almost completely red background for some of its signs. Depending on the usage of the real estate sign it may also contain a partially white or black background. No other major reality companies use the distinctive red backgrounds but a few smaller ones do.

Century 21 signs have a black background and are the only major real estate company in the United States to do so. The design is finished off with a yellow house logo and white text. A few smaller companies such as Platinum Realty, Reece Nichols, and Semonin Realtors use black signs but they all lack the distinctive yellow house shape.

Each one of these signs you were probably able to recall in your head because chances are you have seen them before. All of these companies have created a brand image that allow someone to instantly identify who is selling a house. Realtors get a sense of authority from their signs, people know who they are and who they work for based off the real estate for sale sign sitting guard in the yard.

How to Hire a Contractor to Do Work in Your Home

r17An important aspect of hiring a contractor to do work in your home is to understand what permits, special requirements or licensure are required for each job. Once that’s understood, you can know whether it’s best to hire a licensed contractor or a handyman.

Be sure to ask for referrals and references and know the relationship of those referring parties to the contractor. Ask for pictures of installations on similar jobs that have been performed for others and give those referring parties a call or visit to ask how the work was performed, the attitude during the job, coming in on budget and wrapping up on time. Discover if there are any negative remarks online or with the BBB. Be sure he or she is qualified to handle the scope and type of work needed, especially with regard to special conditions such as lead based paint, asbestos, mold, etc.

If the home is occupied, if personal items are stored there or is otherwise notid_verified vacant, be sure to qualify your contractor if he’s unknown to you through online services such as mysmartmove.com or others. Get a copy of the contractors driver’s license and have him sign a w-9 to include his social security number. If you’re an investor and renovations are common for you, you may want to investigate the Verify Photo ID app recommended by Inman News.

Next, execute an Independent Contractor Agreement with your contractor. Be certain it has no verbiage or requirements to suggest the contractor is an employee of yours.

Now is the time to outline and understand the three phases of the renovation. The initial Phase One is paid on day 1 of the job. The subsequent draws for Phases Two and Three should be paid by the week, on a Monday or Tuesday. In constructing the phases, the contractor should budget for each item and any overages or misquote is the responsibility of the contractor, not the homeowner. Make sure your agreement covers things such as milestones, and outlines the scope and sequence of the work to be completed. The contract should include the description of all work, and condition of Customer Satisfaction such as all items completed in a workman like manner, job site left clean and tidy daily, and no items incomplete.

Ideally the home owner should have chosen paint colors, sheens, types for each space, cabinets, granite and whatever materials will be used in the project at the source. Have your Independent Contractor pay for those materials and have that provider deliver the materials to the job site, then reimburse the contractor immediately – this strategy avoids any appearance of establishing an employee/employer relationship. Do not pay for routine tools and supplies the contractor uses in his everyday business such as paint brushes, ladders, tarps, etc.

If you’re not the owner occupant at the job site, require the contractor to provide daily pictures and videos of each phase when complete before scheduling a personal inspection and before payment on that phase is released. An investor can use this in the future or marketing.

In exchange for the final payment the homeowner should sign off that he is satisfied with the job, and the independent contractor should sign that he is releasing all liens in exchange for final payment.

5 Key Advantages of Natural Ventilation Systems in Buildings

r16All buildings, whether residential or commercial,require adequate ventilation in order to protect the health of occupants in regular circumstances as well as in emergency situations such as fires or other contaminations of the air.

There are several types of ventilation systems, with the two main ones currently in use being natural ventilation and mechanical ventilation. Each of these is distinctly different in its way of working as well as the advantages and disadvantages it brings to the structure it is integrated into or installed in.

The presence of either of these systems is critical for a number of reasons, including the removal of stale air and toxic gases, the replenishing of fresh and clean air in an environment, the removal of moisture, and the elimination of odours, bacteria and excess heat.

Natural ventilation basically refers to any system that does not require the use of mechanical devices to displace air in the structure, instead using organic airflow and openings to draw stale air and pollutants through and out of the building.

In this lies the first of five major benefits that this type of system offers – potentially reduced installation costs compared to its mechanical counterpart. This only applies in certain circumstances however – if an effective system is designed as part of the structure before construction, then the costs are absorbed into the build.

It should be noted that mechanical systems can still offer better value for money where having the maximum surface area available is important for getting the largest commercial return, for example in car parks, some retail environments and other similar venues.

The second advantage to natural ventilation is also budget-related; mechanical installations can be very costly to operate, not only due to the need for fans, but also because of air conditioning units which can increase energy consumption costs by up to 30% per building according to reports.

On the other hand, more organic ways of optimising air circulation in structures can mean that this cost is practically eliminated, making it a financially-sound long term solution for companies that are looking to economise in all the areas that they can.

It is should also be noted that this type of ventilation is also a great deal greener than mechanical ventilation systems, as it uses significantly less energy to operate efficiently. For this reason, the third advantage of natural ventilation is the fact that it is the far more environmentally-friendly solution out of the two main choices, and is therefore also possibly a real solution for the future.

A fourth benefit that comes with using a more organic and already-integrated ventilation solution in a building is that fact that its rival – the mechanically driven system – requires regular maintenance to make sure that it is doing its job properly and that it meets the relevant healthy and safety requirements.

This is not so true for natural ventilation systems, which do not have as many essential parts that need regular upkeep and replacement on a frequent basis. Although all systems should be regularly inspected to ensure that they are working optimally, costly and lengthy maintenance work is virtually eliminated with this option.

The fifth and final advantage of natural ventilation is that it has been shown to be a popular choice of system with building occupants compared to the mechanical variety. The reason for this is thought to be due to the level of thermal comfort that each choice provides, with many finding that mechanically operated solutions often make a room too cold or too warm.

Conversely, the other option is often able to effectively maintain an ideal temperature, despite the fact that there are no controls apart from simply opening or closing a window.

All types of ventilation systems have their good points and bad points, and the natural solution is no exception. That said, it is an option that brings considerable cost savings, not to mention improvements in occupant comfort and less of a negative impact on the environment, making it a potentially ideal solution for a greener future and a thriving global economy.

Before Buying Size Your Residential Real Estate Needs

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The largest investments we make in our lives are often the hardest to refund, that’s why it is really important to figure out what you need and then move on with your search. If we talk about the big investments, one thing that people spend their whole life’s hard-earned money is real estate. No matter whether you are extremely rich or a common man saving every penny to buy a home for his family, you can’t afford to make an impulsive decision and turn your moment of joy into remorse by settling down for something you never wanted. It is crucial to know about the options you have before taking a plunge into home buying, for they say half of your search completes when you are sure about what kind of home you are looking for. The list of the options that any average home seeker can look for in the real estate market includes:

Newly Constructed Home

What could be better that designing each and every detail of your dream home yourself? Planning your house yourself give you the leverage of choosing every little thing from layout of the structure to the color of the cabinet, which is one of the most dominant reasons why the culture of newly constructed house is increasing day by day. The major drawback that comes along buying a brand new constructed house is the list of unplanned expenses that occur meanwhile the construction.


Condominiums are the individual flats located in a multi-story building. The condominium building generally has its own recreation centers, parks, shopping hubs and is governed by an association that determines the monthly fee and takes care of the maintenance and improvement of the building. The major drawback of living in a condominium is the lack of privacy and increased depreciation during a housing- market downturn.


Vertically joined in a row with other similar looking houses, townhouses are perfect for the people who are seeking for the privacy of a single family apartment along with the exterior maintenance of a condo. Townhouses are generally located in the vicinity of schools and parks. They are bit cheaper compared to the condominiums and newly built houses but will not be the right choice if you are overly sensitive about noise coming from the adjacent shared wall.

Foreclosure Property

Foreclosure properties are known to be an inexpensive alternative for the people looking for a previously owned home that require minor repairs and modifications. A foreclosure property is also known as Real Estate Owned property and is often owned by the lender as the previous owner defaulted on paying back loan. Foreclosure properties are usually up to 65% below the market and are considered to be best deals on the market.

Second Homes

The second home is a secret hideaway people buy to get away from the standardization of life and spend a week or two into the woods away from the hustle and bustle of town. The second or vacation homes are difficult to maintain as there is no one to look after the repairs and maintenance of the house when you are away.

House Valuation Its Importance and How It Is Done

r14Independent house valuation is one method which is being adopted by those who are willing to buy or sell a house. This is one method, which gives them a clear and comprehensive idea about the value of the property with regards to the market rate. Most of the people are not aware about the technicalities that go in when it comes to house value assessment; however, most of them know that is an important thing to do while buying or selling a property. When it comes to know the value of properties, there are numerous aspects which need to be considered. In the following sections, an insight will be presented on house valuation.

Income Method – What is it?

This is one method which is used for the property valuation. Here the total worth of a property is being estimated based on the revenue potential. The income which is calculated can either be generated as rental income or from re-selling the property. This is quite a complicated method; however, it is quite frequently being used by the investors when they are to fix a value on a property or when it comes to assessing the profitability of their investment in the days to come.

Certain assumptions need to be made and one needs to rely on them in order to come to an accurate conclusion using the income method. Here are the assumptions that are required to be made:

• Property Resale Value: This includes assuming the value which the property is likely to yield if it is being resold. Various factors need to be taken into consideration while assessing the resale value of a property.

• Income which is likely to be generated from Rent: This is another area which needs to be assessed. As mentioned, income from rent plays an important role while using the income method for property valuation.

How a Property’s Value is being calculated?

In order to get a better idea about the Independent house valuation, there are various assumptions and considerations which are needed to be made. This type of valuation comes into the picture when the generated income is set against the invested capital in order to find out how much profit can be generated by re-selling the property. One very common method which is being used to estimate the profit which is likely to be generated is by comparing the value of the property in question with the same type of capital expenditure or investment of similar nature.